Risk Disclosures

Nature of investments

AgriBrainiers offers two product lines — Debt-style instruments and Equity-style instruments — that finance specific agricultural and farm-led projects (spirulina, mushroom, cordyceps, and other ventures) operated by partner producers across India.

Returns are not guaranteed

Indicative annualised returns (Debt 18% · Equity 30%) are projections based on operational assumptions and current commodity prices. Actual returns may be materially lower — including a partial or total loss of principal — due to operational, weather, biological, market, or counterparty risks.

Moratorium period

Payouts begin only after the project-specific moratorium (typically 6 months for Debt, 12 months for Equity). Funds are committed for the full tenure of the instrument; early withdrawal is not generally available.

Key risks

Operational risk · Biological / yield risk · Weather and climate risk · Commodity price risk · Counterparty / partner-farmer risk · Regulatory and tax risk · Liquidity risk (no secondary market).

Tax

Payouts may attract TDS and personal income tax. Please consult your tax advisor. The Company is not a SEBI-registered investment adviser and does not provide investment advice.

Suitability

Investments are suitable only for investors who can afford to lock funds for the full tenure and can absorb the risk of partial or total loss. By investing, you confirm that you have read these disclosures, the project term sheet, and the investor agreement.